Garrard County, KY

County

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    2024 Population
    17,568
    US Senator
    Mitch McConnell
    Republican Party
    US Senator
    Rand Paul
    Republican Party
    2024 Median Age
    43
    0.233% 1-year increase
    2024 Poverty Rate
    15.9%
    6.71% 1-year decrease
    2024 Median Household Income
    $63,087
    0.823% 1-year growth
    2024 Median Property Value
    $204,900
    9.69% 1-year growth
    2024 Employed Population
    7,387
    0.122% 1-year growth

    About

    None of the households in Garrard County, KY reported speaking a non-English language at home as their primary shared language. This does not consider the potential multi-lingual nature of households, but only the primary self-reported language spoken by all members of the household.

    98.4% of the residents in Garrard County, KY are U.S. citizens.

    In 2024, the median property value in Garrard County, KY was $204,900, and the homeownership rate was 79.9%.

    Most people in Garrard County, KY drove alone to work, and the average commute time was 33.1 minutes. The average car ownership in Garrard County, KY was 2 cars per household.

    Population & Diversity

    Garrard County, KY is home to a population of 17.6k people, from which 98.4% are citizens. As of 2024, 1.95% of Garrard County, KY residents were born outside of the country (343 people).

    In 2024, there were 38.8 times more White (Non-Hispanic) residents (16.1k people) in Garrard County, KY than any other race or ethnicity. There were 415 Black or African American (Non-Hispanic) and 335 Two Races Excluding Other, & Three or More Races (Non-Hispanic) residents, the second and third most common ethnic groups.

    Citizenship

    98.4%
    2024 Citizenship
    98.6%
    2023 Citizenship

    As of 2024, 98.4% of Garrard County, KY residents were US citizens, which is higher than the national average of 93.2%. In 2023, the percentage of US citizens in Garrard County, KY was 98.6%, meaning that the rate of citizenship has been decreasing.

    The following chart shows US citizenship percentages in Garrard County, KY compared to that of it's neighboring and parent geographies.

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    Race and Ethnicity

    The 3 largest ethnic groups in Garrard County, KY
    1. White (Non-Hispanic)
      16.1k ± 159
    2. Black or African American (Non-Hispanic)
      415 ± 56
    3. Two Races Excluding Other, & Three or More Races (Non-Hispanic)
      335 ± 64
    2.98%
    Hispanic Population
    524 people

    In 2024, there were 38.8 times more White (Non-Hispanic) residents (16.1k people) in Garrard County, KY than any other race or ethnicity. There were 415 Black or African American (Non-Hispanic) and 335 Two Races Excluding Other, & Three or More Races (Non-Hispanic) residents, the second and third most common ethnic groups.

    2.98% of the people in Garrard County, KY are hispanic (524 people).

    The following chart shows the 8 races represented in Garrard County, KY as a share of the total population.

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    Global Diversity

    The PUMS dataset is not available at the County level, so we are showing data for Kentucky.
    Most Common Origin
    1. Mexico
      34,417 ± 4,537 people
    2. Cuba
      21,613 ± 3,601 people
    3. India
      11,987 ± 2,684 people

    In 2024, the most common birthplace for the foreign-born residents of Kentucky was Mexico, the natal country of 34,417 Kentucky residents, followed by Cuba with 21,613 and India with 11,987.

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    Foreign-Born Population

    1.95%
    2024 Foreign-Born Population
    343 people
    2.21%
    2023 Foreign-Born Population
    383 people

    As of 2024, 1.95% of Garrard County, KY residents (343 people) were born outside of the United States, which is approximately the same as the national average of 14%. In 2023, the percentage of foreign-born citizens in Garrard County, KY was 2.21%, meaning that the rate has been decreasing.

    The following chart shows the percentage of foreign-born residents in Garrard County, KY compared to that of it's neighboring and parent geographies.

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    Veterans

    Most Common Service Period
    1. Vietnam
      362 ± 103
    2. Gulf War (2001-)
      336 ± 140
    3. Gulf War (1990s)
      173 ± 67

    Garrard County, KY has a large population of military personnel who served in Vietnam, 1.08 times greater than any other conflict.

    The chart shows the distribution of veterans by conflict in Garrard County, KY.

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    Health

    92.4% of the population of Garrard County, KY has health coverage, with 37.5% on employee plans, 24.7% on Medicaid, 13.1% on Medicare, 14.9% on non-group plans, and 2.24% on military or VA plans.

    Primary care physicians in Garrard County, KY see 4,340 patients per year on average, which represents a 0% change from the previous year (4,340 patients). Compare this to dentists who see 4397 patients per year, and mental health providers who see 2547 patients per year.

    By gender, of the total number of insured persons, 49.6% were men and 50.4% were women.

    Patient to Clinician Ratios

    4,340 to 1
    Patient to Primary Care Physician Ratio in Garrard County, KY

    Primary care physicians in Garrard County, KY see an average of 4,340 patients per year. This represents a 0% change from the previous year (4,340 patients).

    The following chart shows how the number of patients seen by primary care physicians has been changing over time in Garrard County, KY in comparison to its neighboring geographies.

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    Health Care Diversity

    In 2024, insured persons according to age ranges were distributed in 22.8% under 18 years, 17.4% between 18 and 34 years, 41.4% between 35 and 64 years, and 18.3% over 64 years.

    By gender, of the total number of insured persons, 49.6% were men and 50.4% were women.

    The following chart shows the number of people with health coverage by gender.

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    Uninsured People

    7.57%
    Uninsured
    37.5%
    Employer Coverage
    24.7%
    Medicaid
    13.1%
    Medicare
    14.9%
    Non-Group
    2.24%
    Military or VA

    Between 2023 and 2024, the percent of uninsured citizens in Garrard County, KY grew by 4.63% from 7.23% to 7.57%.

    The following chart shows how the percent of uninsured individuals in Garrard County, KY changed over time compared with the percent of individuals enrolled in various types of health insurance.

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    Health Outcomes

    Indicator

    In 2025, the average number of mentally unhealthy days reported in past 30 days (age-adjusted) was 5.66 in Garrard County, KY.

    The graphic shows the trend of the indicator in Garrard County, KY.

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    Health Behaviors

    Indicator

    In 2025, the percentage of the adult population (age 18 and older) that reports a body mass index (BMI) greater than or equal to 30 kg/m2 (age-adjusted) was 39.5% in Garrard County, KY.

    The graphic shows the trend of the indicator in Garrard County, KY.

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    Clinical Care

    Indicator

    In 2025, the percentage of population under age 65 without health insurance was 8.75% in Garrard County, KY.

    The graphic shows the trend of the indicator in Garrard County, KY.

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    Economy

    The economy of Garrard County, KY employs 7.39k people. In 2024, the largest industries in Garrard County, KY were Health Care & Social Assistance (1,156 people), Manufacturing (1,128 people), and Construction (853 people), and the highest paying industries were Utilities ($111,346), Transportation & Warehousing, & Utilities ($60,417), and Manufacturing ($51,406).

    Occupations

    7.39k
    2024 Value
    ± 561
    0.122%
    1 Year growth
    ± 10.8%

    From 2023 to 2024, employment in Garrard County, KY grew at a rate of 0.122%, from 7.38k employees to 7.39k employees.

    The most common job groups, by number of people living in Garrard County, KY, are Office & Administrative Support Occupations (913 people), Production Occupations (900 people), and Management Occupations (699 people). This chart illustrates the share breakdown of the primary jobs held by residents of Garrard County, KY.

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    Unemployment Insurance Claims

    Data is only available at the state level. Showing data for Kentucky.

    This chart shows weekly unemployment insurance claims in Kentucky (not-seasonally adjusted) compared with the four states with the most similar impact.

    The most recent data point uses Advance State Claims data, which can be revised in subsequent weeks.

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    Employment by Industries

    7.39k
    2024 Value
    ± 561
    0.122%
    1 Year growth
    ± 10.8%

    From 2023 to 2024, employment in Garrard County, KY grew at a rate of 0.122%, from 7.38k employees to 7.39k employees.

    The most common employment sectors for those who live in Garrard County, KY, are Health Care & Social Assistance (1,156 people), Manufacturing (1,128 people), and Construction (853 people). This chart shows the share breakdown of the primary industries for residents of Garrard County, KY, though some of these residents may live in Garrard County, KY and work somewhere else. Census data is tagged to a residential address, not a work address.

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    Median Earnings by Industry

    $49,194
    Median earning men ± $2,308
    $35,616
    Median earning women ± $4,737

    The industries with the best median earnings for men in 2024 are Transportation & Warehousing, & Utilities ($62,468), Finance & Insurance, & Real Estate & Rental & Leasing ($58,472), and Manufacturing ($54,135).

    The industries with the best median earnings for women in 2024 are Other Services Except Public Administration ($60,340), Public Administration ($53,125), and Finance & Insurance, & Real Estate & Rental & Leasing ($43,482).

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    Employment by Industry Sector

    Data is only available at the state level. Showing data for Kentucky.
    Y-Axis
    2.51%
    Year-over-year growth
    Employment change between February 2022 and February 2023

    As of February 2023, there are 1.98M people employed in Kentucky. This represents a 2.51% increase in employment when compared to February 2022.

    Right after the beginning of the COVID-19 pandemic, during April 2020, a general dip can be seen across industry sectors, resulting in an overall decline in employment by 14.4%.

    The following chart shows monthly employment numbers for each industry sector in Kentucky.

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    Establishments by Size

    The industries with the most establishments
    1. 41
      Construction
    2. 17
      Retail Trade
    3. 15
      Other Services (except Public Administration)

    The visualization shows the distribution of establishments by industry and by size according to the number of employees.

    The visualization shows the number of establishments and its share across establishment sizes.

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    Payroll by Industry Sector

    The industries with the highest total annual payroll
    1. $17.4k
      Construction
    2. $9.93k
      Health Care and Social Assistance
    3. $8.95k
      Administrative and Support and Waste Management and Remediation Services

    The chart shows the total annual payroll and the average annual payroll by industry.

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    Civics

    In the 2024 presidential election, the popular vote in Kentucky went to Donald J. Trump with 64.5% of the vote. The runner-up was Kamala Harris (33.9%), followed by Robert Kennedy (0.808%).

    Mitch McConnell and Rand Paul are the senators currently representing the state of Kentucky. In the United States, senators are elected to 6-year terms with the terms for individual senators staggered.

    Kentucky is currently represented by 6 members in the U.S. house, and members of the House of Representives are elected to 2-year terms.

    US Senators from Kentucky

    Senatorial voting results are only available at the state level. Showing data for Kentucky.
    Mitch McConnell
    Senator from Kentucky2
    Assumed office on January 3, 1985
    Rand Paul
    Senator from Kentucky3
    Assumed office on January 3, 2011

    Mitch McConnell and Rand Paul are the senators currently representing Kentucky.

    In the United States, senators are elected to 6-year terms with the terms for individual senators staggered.

    The following chart shows elected senators in Kentucky over time, excluding special elections, colored by their political party.

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    Housing & Living

    The median property value in Garrard County, KY was $204,900 in 2024, which is 0.616 times smaller than the national average of $332,700. Between 2023 and 2024 the median property value increased from $186,800 to $204,900, a 9.69% increase. The homeownership rate in Garrard County, KY is 79.9%, which is higher than the national average of 65.2%.

    People in Garrard County, KY have an average commute time of 33.1 minutes, and they drove alone to work. Car ownership in Garrard County, KY is approximately the same as the national average, with an average of 2 cars per household.

    In 2025, 11.2% of the population was living with severe housing problems in Garrard County, KY. From 2014 to 2025, the indicator declined 3.89%.

    Property

    $204,900
    Median Property Value 2024
    ±$14,912
    $5,349
    Median Property Taxes
    ±$466

    The following chart display owner-occupied housing units distributed between a series of property tax buckets compared to the national averages for each bucket. In Garrard County, KY the largest share of households pay taxes in the $800 - $1,499 range.

    The chart underneath the paragraph shows the property taxes in Garrard County, KY compared to it's parent and neighbor geographies.

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    Rent vs Own

    79.9%
    Homeownership
    2024
    70.9%
    Homeowners with Mortgage
    2024

    In 2024, 79.9% of the housing units in Garrard County, KY were occupied by their owner. This percentage grew from the previous year's rate of 79.8%.

    This chart shows the percentage of owner in Garrard County, KY compared it's parent and neighboring geographies.

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    Household Income

    Please note that the buckets used in this visualization were not evenly distributed by ACS when publishing the data.
    $63,087
    Median Household Income
    ± $7,509
    6.7k
    Number of Households
    ± 517

    In 2024, the median household income of the 6.7k households in Garrard County, KY grew to $63,087 from the previous year's value of $62,572.

    The following chart displays the households in Garrard County, KY distributed between a series of income buckets compared to the national averages for each bucket. The largest share of households have an income in the $75k - $100k range.

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    Wage Distribution

    The closest comparable wage GINI for Garrard County, KY is from Kentucky.
    0.446
    2024 Wage GINI in Kentucky
    0.449
    2023 Wage GINI in Kentucky

    In 2024, the income inequality in Kentucky was 0.446 according to the GINI calculation of the wage distribution. Income inequality had a 0.585% decline from 2023 to 2024, which means that wage distribution grew somewhat more even. The GINI for Kentucky was lower than than the national average of 0.474. In other words, wages are distributed more evenly in Kentucky in comparison to the national average.

    This chart shows the number of workers in Kentucky across various wage buckets compared to the national average.

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    Commuter Transportation

    Most Common Commute in 2024
    1. Drove Alone (76.7%)
    2. Worked At Home (11%)
    3. Carpooled (10.4%)

    In 2024, 76.7% of workers in Garrard County, KY drove alone to work, followed by those who worked at home (11%) and those who carpooled to work (10.4%).

    The following chart shows the number of households using each mode of transportation over time, using a logarithmic scale on the y-axis to help better show variations in the smaller means of commuting.

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    Commute Time

    33.1 minutes
    Average Travel Time

    Using averages, employees in Garrard County, KY have a longer commute time (33.1 minutes) than the normal US worker (26.4 minutes). Additionally, 3.09% of the workforce in Garrard County, KY have "super commutes" in excess of 90 minutes.

    The chart below shows how the median household income in Garrard County, KY compares to that of it's neighboring and parent geographies.

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    Car Ownership

    2 cars
    Average Number

    The following chart displays the households in Garrard County, KY distributed between a series of car ownership buckets compared to the national averages for each bucket. The largest share of households in Garrard County, KY have 2 cars.

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    Severe Housing Problems

    In 2025, 11.2% of the population was living with severe housing problems in Garrard County, KY. From 2014 to 2025, the indicator declined 3.89%.

    The graph shows the trend of the percentage of the population living with severe housing problems.

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    Poverty & Diversity

    15.9% of the population for whom poverty status is determined in Garrard County, KY (2.77k out of 17.4k people) live below the poverty line, a number that is higher than the national average of 12.5%. The largest demographic living in poverty are Females 65 - 74, followed by Males 35 - 44 and then Females 18 - 24.

    The most common racial or ethnic group living below the poverty line in Garrard County, KY is White, followed by Two Or More and Hispanic.

    The Census Bureau uses a set of money income thresholds that vary by family size and composition to determine who classifies as impoverished. If a family's total income is less than the family's threshold than that family and every individual in it is considered to be living in poverty.

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    Children in Poverty

    In 2025, 24.2% of the children was living in poverty in Garrard County, KY. From 2014 to 2025, the indicator declined 4%.

    The graph shows the trend of the percentage of the children living in poverty.

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    Crimes & Accidents

    Indicator

    In 2022, the number of reported violent crimes offenses per 100,000 population was 90.6 in Garrard County, KY. From 2014 to 2022, the indicator grew 28.2% per 100,000 population.

    The graph shows the trend in the number of reported violent crimes offenses per 100,000 population.

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